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Jargon Buster

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Chain

A chain is formed when several property sales and purchases are inter-dependent. A chain can be complicated but a good estate agent will be able to help keep it moving.

Completion

The point at which the sale of the property is concluded and the buyer receives the keys.

Completion Statement

A document which your solicitor or conveyancer will provide as a record of all the financial transactions and costs.

Conditions of Sale

The specific items in a sale contract that govern the rights of the buyer and the duties of the seller.

Contract

The legal document detailing the agreement of terms between the seller and buyer. When a sale is agreed, a draft contract is sent to the buyer by the seller’s legal representative and at exchange of contracts both parties are bound to a date on which to complete the sale.

Contract Race

Where two or more purchasers are given a draft contract and the first one to exchange contracts buys the property.

Conveyancer

A representative, solicitor or licensed conveyancer, who deals with the legal aspects of buying or selling a property. The buyer and seller will each appoint their own conveyancer.

Conveyancing

The legal process of transferring the ownership of a property.

Covenants

Rules governing the property in its title deeds or lease.

Credit Search References

References requested for a tenant applying to take up rented accommodation. Many agents and individual landlords use external companies who will contact the applicant’s employer, landlord and check the tenant’s credit history, providing a report on their financial suitability to rent.

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